Bank'S Responsibility For Violating Bank Settlement System

In the process of settling accounts, if the bank violates the settlement system of banks, the settlement responsibilities should include the following aspects: 1.

Due to work errors, bank delays, erroneous investment accounts, erroneous delimit and miscalculation settlement accounts, the settlement time is extended, which affects the use of funds of clients and his bank, and pays compensation according to the interest rate of deposit (loan).

Responsible for compensation for capital loss caused by false payment.

(2) violating the responsibilities stipulated in the settlement.

Such responsibilities include: to extend the pressure, divert, intercept the settlement amount, affect the use of funds from clients and his bank, and pay 5/10000 of the settlement amount per day according to the settlement amount.

Arbitrarily press, refund, intercept and divert settlement funds, and impose a daily fine of 7/10000 on the amount of settlement.

In the case of unreasonable refusal to pay, unauthorized refusal to pay a refund and payment without deducting and delaying payment, and deducting or deducting the indemnity less than 5/10000 of the settlement amount per day, the payment shall be paid to 2000 yuan to 5000 yuan.

The bank issues short bank draft, cashier's ticket and short remittance. It should recover the advance payment and impose a fine of 1/1000 a day on the basis of the amount paid.

The bank uses fraudulent means to issue the remittance slip of the non remittance, to help the customer to defraud the bank acceptance bill or to withdraw the bank discount fund, and impose a fine of 5000 to 10000 yuan.

If the bank fails to handle the large amount of pfer and settlement of large bank draft funds through the people's Bank of China, or to turn the large amount of remittance and bank bills into zero, it will impose a fine of 2000 to 5000 yuan per bank.

If a bank has issued a bank draft for more than 500 thousand yuan and fails to pfer funds to the people's Bank in time, it will impose a fine of 7/10000 per day on the basis of the number and amount of the delay. If the bank fails to pfer funds in a more than three days, the bank will issue a bank draft to the bank if the circumstances are serious.

If a bill of exchange has been drawn back to the people's Bank of the place of issue, if the issue has not yet been pferred, the penalty shall be 5%.

The bank stipulates additional conditions outside the settlement system and affects the smooth flow of the remittance. It must be corrected within a specified time and fined 5000 to 10000 yuan.

The bank's settlement management is chaotic, and there are frequent violations of discipline. The people's Bank of China should issue a warning to it and fix it within a time limit.

In spite of warnings, those who refuse to rectify or repeatedly investigate repeated offenders shall be criticized throughout the country or throughout the country until they are partially or wholly settled.

Apart from the above responsibilities, banks must also investigate the responsibilities of banks, including economic, administrative and criminal responsibilities.